Credit unions put people before profits

Especially young people. Credit unions are not-for-profit cooperatives that exist solely to provide financial services to their members. They offer more than just credit, and they’re not about unions—you can join one. They're like a bank, only better!

Save money with a credit union

A lot of money—depending on where you live, you could save $50,000 or even more over the course of your lifetime just by choosing to deal with a credit union instead of a bank or check casher.

We’re young, free and here to help


Since 2007, 39 Young & Free Spokesters from all over the United States and Canada have represented youth-friendly credit unions. We’re on your side. We’re your voice in the wild world of consumer finance.


Find and join a credit union today

United States

If we don't have a Young & Free credit union in your area,  don't despair, there are more than 7,000 awesome credit unions in the United States. Visit A Smarter Choice to find one close by.


There are more than 300 credit unions serving Canadians from coast to coast. Visit Credit Union Central of Canada's locator tool to find one in your hometown.



Credit unions worldwide provide members from all walks of life access to affordable financial services. Learn more about the impact that credit unions make around the globe.